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As for global rival Amazon, it has yet to make a play for Southeast Asia. But industry insiders expect the company to pitch up there as early as this year.

As a result, ginseng that has grown for more than 100 years is seldom picked in Fusong. Most ginseng growing in the wild is now the result of seeds being spread by humans. Compared with purely wild ginseng, it is cheaper and has a shorter growing period. However, both types have similar health benefits.

As an advocate for little people, Kraus is well-acquainted with belittling depictions on TV and in popular culture. “People with dwarfism are easy targets,” she said, “and it’s still easy to marginalize us in this way.”

As a result, nonperforming loan ratios of local banks in these regions may increase. Furthermore, a decline in the banks' asset quality may lead to a fall in their loan loss provision coverage ratios and even capital adequacy ratios, said Lu in an article posted on his WeChat official account.

As a retail banking leader in the world's second largest economy, CMB and its subsidiaries posted 144.72 billion yuan of net operating income from retail finance in 2019, up 15 percent from the previous year, accounting for 53.66 percent of the net operating income of the group, according to the bank's annual results announcement.